Driving in Modesto means merging onto Highway 99 at rush hour, parking downtown, and heading out Highway 132 on the weekend. Every one of those miles carries risk, and the right auto insurance policy ...
Read MoreYour home is a big responsibility and undertaking. A 1940s bungalow near College Avenue, a newer build out toward Salida, and a few acres outside Oakdale each face different exposures. Giddings Specialty Insurance ...
Read MoreStanislaus County runs on small business. Growers and packers, framing and plumbing contractors, truckers, machine shops, restaurants, salons, and offices all keep this valley working, and every one of ...
Read MoreRiders around here are spoiled for choice. Highway 132 out toward La Grange, Del Puerto Canyon on a cool morning, and the climb up Highway 108 into the Sierra foothills are all within reach of a Modesto driveway ...
Read MoreModesto is a launch point for weekends away. The Sierra is two hours east, Yosemite is a day trip, and the OHV riding at Frank Raines Park and Carnegie is close enough for a morning run. Whatever gets you ...
Read MoreSince 2016, Giddings Specialty Insurance Services has helped Modesto residents protect the things they worked hard to earn. We are an independent insurance agency, which means we compare coverage and pricing from multiple carriers instead of selling one brand. Whether you live in Modesto, Ceres, Riverbank, Salida, Oakdale, or Turlock, you get straight answers from people who know Stanislaus County.
Life here runs on long commutes down Highway 99, hot valley summers, and weekends spent on the water. Your coverage should account for all of it. We write California auto insurance and California home insurance for families, plus commercial insurance for the growers, contractors, and small businesses that keep this region moving. Weekends on the Delta and the local reservoirs call for boat and watercraft insurance.
Yacht insurance is where our experience truly sets us apart. Larger vessels are not simply bigger boats, and a standard watercraft policy rarely fits them. Our team regularly places coverage such as:
We also review lay up periods, survey requirements, and marina agreements so nothing surprises you at claim time. Explore our yacht insurance coverage in detail.
Ready to compare pricing? Our online insurance quoting tool gives you fast personal auto and home insurance quotes, any hour of the day.
Prefer to talk it through with a real person in Modesto? Contact our team today and we will review your current policies, spot the gaps, and build coverage that finally fits.









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